Tightened lending conditions

Raj Ladher What you should know Over the past 12 to 24 months, mortgage lending has tightened up significantly. This is due to the regulators...

Do you fix it or keep it swinging?

RAJ LADHER With interest rates at a record low and tipped to start increasing over the next few months, is it time for you to...

Is it too late to invest in property?

MARK PLASKITT, MORTGAGE BROKER Let’s face it, in Australia - and particularly Sydney - we love property. Most people want to own their own homes,...

Making a will – why you can’t afford to put it off

MARK PLASKITT, FINANCIAL ADVISER To paraphrase Benjamin Franklin: the only things certain in life are death and taxes! It raises the issue of estate planning –...

New year, new me

RAJ LADHER Now 2018 is here it’s a great time to start the year with a financial tidy-up New year-new me! It’s a phrase used by...

Christmas without blowing the budget or being a Scrooge

RAJ LADHER For many of us the festive season is known as the silly season. It’s a time where we’re all that little bit more...
Using equity in your home to fund an investment property is a popular strategy for Australian investors

The power of leveraging

Raj Ladher It’s a word a lot of my property investor clients know about. Leveraging is where you utilise your current assets to increase your...

Superannuation & investment risk

Mark Plaskitt, Financial Adviser Nearly every employed person in Australia will have superannuation, as well as many retirees, and it’s likely that your employer contributes...
Wherever you call home, mortgage advisers recommend paying off your home loan as quickly as possible

Shopping around for the best mortgage deals

MARK PLASKITT With new government rules affecting borrowers, it pays to scout around for a better deal Lately most mortgage-holders have been getting letters from their...

Ransomware – a business owner’s guide

Who could forget WannaCry? The infamous and insanely destructive WannaCry attack that hit globally in May 2017 was one of the most damaging cyberattacks of...